Archive for the ‘ screening tenants ’ Category

Accurate Credit Bureau Feedback

Thank you so much for getting these back so quickly.
Have a great afternoon,
Sydney M.
Accurate Credit Bureau

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Accurate Credit Bureau Feedback

Jeff, many thanks for processing this for me in record time.  It was most helpful, AND the apartment was rented!
Marrgo
For tenant screening and landlord services see Accurate Credit Bureau.
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Tenant Check – Accurate Credit Bureau

2 EASY STEPS TO ORDERING CREDIT AND BACKGROUND REPORTS ON PROSPECTIVE TENANTS
Step 1: Become a member – Click Here
Step 2: Order reports: Order form, Signed Applications, and Picture ID – Click Here
Tenant Credit Check $19.95: Decision credit report, or with an on-site inspection full consumer credit check.

 Landlord Preferred $29.95: Social Security Verification, Eviction Report, Previous Name and Address Verification, Birth Date, Employment History and Verification*, Public Records and Civil Judgments, Liens, Bankruptcy, Foreclosures, Consumer trades, Previous Rental History, Previous and Current Credit Information, Previous Inquiries, FICO/Beacon Score dependent on On-Site Inspection

 Landlord Comprehensive $39.95: Criminal Record Search, Sex Offender Search, Social Security Verification, Eviction Report, Previous Name and Address Verification, Birth Date, Employment History and Verification*, Public Records and Civil Judgments, Liens, Bankruptcy, Foreclosures, Consumer trades, Previous Rental History, Previous and Current Credit Information, Previous Inquiries, FICO/Beacon Score dependent on On-Site Inspection

 Landlord Complete $60.00: Criminal Record Search, Sex Offender Search, Police Record Search, Separate Bankruptcy Search, Second Criminal Record Database search, Social Security Verification, Eviction Report, Previous Name and Address Verification, Birth Date, Employment History and Verification*, Public Records and Civil Judgments, Liens, Bankruptcy, Foreclosures, Consumer trades,Previous Rental History, Previous and Current Credit Information, Previous Inquiries, FICO/Beacon Score dependent on On-Site Inspection

 Comprehensive Background Bureau $22.50: Criminal Record Search, Sex Offender Search, Social Security Verification, Eviction Report, Previous Name and Address Verification, Birth Date, Public Records, Bankruptcy

Landlord Advice – Criminal Activity – Accurate Credit Bureau

What Liability Does a Landlord Have for Criminal Acts of His or Her Tenants?

In addition to being liable for the criminal acts of strangers/non-tenants, a landlord usually has a duty to protect the neighborhood of the rental property from the criminal acts of his/her tenants. Most often, landlords are held responsible for tenants dealing drugs on the property.

What Kinds of Penalties Do Landlords Face for Tenants Dealing Drugs?

If one of your tenants is dealing on the rental property, you as the landlord or rental property owner can face a variety of legal punishments. Criminal punishments usually require that you have knowledge of the drug dealing or other illegal activities. For example:

  • You could face fines for allowing the illegal activity to continue to occur
  • You could face criminal penalties for knowingly allowing the illegal activity to occur
  • The rental property can be confiscated by the government, but this is only in extreme cases
  • In addition to criminal penalties, there can be other negative consequences for landlords. These can include:
    • Rental property value can drop, thus making it hard to find and keep tenants
    • If a tenant or anyone else in the neighborhood is injured or annoyed by the drug dealing, you could be sued on the grounds that the rental property constitutes a public nuisance that threatens public safety and morals.

What Can I Do to Prevent Being Held Responsible for the Criminal Acts Committed by My Tenants?

The best step you can take to reduce the likelihood of being held responsible for the criminal acts of your tenants is to perform a thorough screening of all applicants when renting out a property. Here are a few other tips:

  • Don’t accept cash payments for rent
  • Keep an eye out for any suspicious activity on the property (e.g., heavy traffic going into and out of the building)
  • Have provisions in the lease referring to drug dealing and other criminal activity and make it clear that those crimes will not be tolerated
  • Evict anyone who violates these provisions immediately
  • If you receive any complaints from tenants about drug dealing or other criminal activity, respond immediately – consult the police if you feel it is necessary to do so
  • Consult a security expert and do anything else that is reasonable and legal in order to determine if there is any criminal activity going on

– See more at Accurate Credit Bureau

Accurate Credit Bureau

Do I have to become a member with Accurate Credit Bureau to screen my potential tenants?

Yes. To obtain credit information, you must become a member. We offer a few packages such as Criminal Reports and MVR Driver records that do not require membership. Membership is FREE and there are no set-up costs. Click Here to sign up.

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Tenant Credit Checks for Landlords

A lot of landlords make the mistake of not checking a prospective tenant’s credit history. Not knowing prior financial behavior is going to hurt more often than not. After all, what a tenant has done in the past is a good indication of what they will do in the future.
Example: let’s say tenant, John Smith, comes to rent from Landlord Jones who is charging $1,300 a month for rental of his home. Tenant Smith fills out a standard rental application leaving blank any financial questions such as; have you ever declared bankruptcy, foreclosure, or had a judgment or lien placed against you? Have you had any accounts charged off as bad debt within the last 7 years? Upon receipt of Smith’s credit check, Jones finds that Smith had a foreclosure on a $150,000 mortgage with monthly payments of $1,200. Based on this information, Smith would obviously not be a good Tenant match for Landlord Jones.
This is just one common example, but you can see how poor payment history can be a serious red flag in any landlord’s decision. Fortunately, obtaining a credit check through a tenant screening company is an easy process for landlords and real estate agents. See Accurate Credit Bureau