Archive for the ‘ tenant check Ohio ’ Category
Do you know what is on your criminal report? Accurate Credit Bureau offers comprehensive, nationwide criminal screening at an affordable price. No sign up is necessary. Order your report today and find out if there are any outstanding issues on your record. Results are returned to you via email within minutes. Here are a few other reasons to order a Comprehensive Criminal Background from Accurate:
1. Prospective Employers- Bring a copy of your criminal background check alongside your resume when attending job interviews. This will help to demonstrate your preparedness and set you apart from other applicants. If there is an outstanding record, this tactic will help to demonstrate honesty and give you a chance to explain any potential issues upfront, rather than the employer finding out at a later date.
2. Business partners/ventures- Criminal Records are public records, meaning that you can obtain a criminal background check on individuals without their prior written consent. This can be useful when collaborating on a new business venture, or when contemplating new business partners. Obtaining a Criminal background check through Accurate Credit Bureau will help to alleviate some concerns you may have, or alternatively help you decide if the partnership would be too much of a risk. Our background reports will show any prior criminal records such as DUI/DWI, worthless checks, sexual offenses, and much more.
3. Prospective Employees- Doing a criminal background check on prospective employees is highly recommended. This can help to determine which applicant’s may be best suited for the position. For example, if you are hiring for a position which involves driving, you may want to know if this person has any outstanding tickets or warrants.
4. Personal Employees – Reviewing the background of a person who will be working in your home is a good idea. Perhaps you are hiring a nanny or house keeper. You will want to make sure that these individuals do not have records or theft, violence, or sexual assault.
It is more and more common to encounter a bankruptcy filing when screening new applicants for your vacancy. It’s important to know and understand the different types of bankruptcy filings and how they can affect your decision. Bankruptcy essentially wipes out the debts amassed by an individual or business by offering creditors partial payment through the transfer of assets. There are three types of bankruptcy filings.
Chapter 7 – A widely used form of bankruptcy among business and real estate owners, Chapter 7 deals with the liquidation of assets. For example, if a business files for chapter 7, they must cease operations, sell off their assets (e.g. inventory, land, etc) to pay for part of the debt, and go out of business. If an individual files for Chapter 7, they must also liquidate assets they own such as real estate, automobiles, or recreational merchandise (boats, ATVs, etc). It is common for landlords to come across chapter 7 filings because individuals who had to sell their home will be looking for a place to rent.
Chapter 11 – Usually only seen in the corporate world, Chapter 11 gives a business the opportunity to restructure their debts and reorganize their assets. The business can then start anew as long as it honors the obligations set forth as part of the new structure.
Chapter 13 – Another form common among prospective tenants is Chapter 13. This is when an individual must reorganize their finances under direct supervision of the court. The debtor must submit for approval a plan to repay all debts to creditors within three to five years. This can be problematic for landlords because up to %100 of the individual’s income can be used to repay the debts. However, an individual is likely to declare Chapter 13 over Chapter 7 in order to maintain control of their assets such as real estate. Since Chapter 13 offers a court approved time frame to pay back all debts, liquidation of assets is not mandated.
A bankruptcy will affect an individual’s credit report. All debts charged off in the bankruptcy will no longer negatively affect the credit score of the individual. In fact, they will now have an opportunity to build a higher credit score. When reviewing a tenant credit check containing a bankruptcy, it is helpful to look at other pertinent information. For example, how is their financial behavior post bankruptcy? Have they established a better payment record? Are they amassing another number of debts? Knowing as much as you can about bankruptcy and its different forms will help you to be an effective landlord and make well-informed decisions.
Remember to call us at 512 285 6078 for any questions regarding your report. Thanks for reading.
Suits, Liens, Judgments
Suits, Liens, and Judgments can be found on any applicant. This is a valuable tool to find out if an entity is coming after your perspective tenant or employee for a financial debt owed.
For more tenant screening advice and help see Accurate Credit Bureau
IMPORTANT DECISIONS DEMAND ACCURATE INFORMATIOIN
Deadline for Returning Security Deposits by State
The following list is a guide to help landlords determine when the security deposit must be returned to the tenant. As a reminder to all landlords, you should be performing a walk through prior to the tenant moving as this will prevent arguments as to the condition of the unit at move out.
Alabama 35 days after termination of tenancy and delivery of possession
Alaska 14 days if the tenant gives proper notice to terminate tenancy; 30 days if the tenant does not give proper notice
Arizona 14 days
Arkansas 30 days
California Three weeks
Colorado One month, unless lease agreement specifies longer period of time (which may be no more than 60 days); 72 hours (not counting weekends or holidays) if a hazardous condition involving gas equipment requires tenant to vacate
Connecticut 30 days, or within 15 days of receiving tenant’s forwarding address, whichever is later
Delaware 20 days
District of Columbia 45 days
Florida 15 to 60 days depending on whether tenant disputes deductions
Georgia One month
Hawaii 14 days
Idaho 21 days, or up to 30 days if landlord and tenant agree
Illinois For properties with five or more units, 30 to 45 days, depending on whether tenant disputes deductions or if statement and receipts are furnished
Indiana 45 days
Iowa 30 days
Kansas 30 days
Kentucky 30-60 days, depending on whether tenant disputes deductions
Louisiana One month
Maine 30 days (if written rental agreement) or 21 days (if tenancy at will)
Maryland 45 days
Massachusetts 30 days
Michigan 30 days
Minnesota Three weeks after tenant leaves, and landlord receives mailing address; five days if tenant must leave due to building condemnation
Mississippi 45 days
Missouri 30 days
Montana 30 days (10 days if no deductions)
Nebraska 14 days
Nevada 30 days
New Hampshire 30 days; for shared facilities, if the deposit is more than 30 days’ rent, landlord must provide written agreement acknowledging receipt and specifying when deposit will be returned — if no written agreement, 20 days after tenant vacates
New Jersey 30 days; five days in case of fire, flood, condemnation, or evacuation; does not apply to owner-occupied building with two or fewer units where tenant fails to provide 30 days’ written notice to landlord invoking provisions of act
New Mexico 30 days
New York Reasonable time
North Carolina 30 days
North Dakota 30 days
Ohio 30 days
Oklahoma 30 days
Oregon 31 days
Pennsylvania 30 days
Rhode Island 20 days
South Carolina 30 days
South Dakota Two weeks to return entire deposit or a portion, and supply reasons for withholding; 45 days for a written, itemized accounting, if tenant requests it
Tennessee No statutory deadline to return; 10 days to itemize
Texas 30 days
Utah 30 days, or within 15 days of receiving tenant’s forwarding address, whichever is later, but if there is damage to the premises, 30 days
Vermont 14 days
Virginia 45 days
Washington 14 days
West Virginia No statutory deadline
Wisconsin 21 days
Wyoming 30 days, or within 15 days of receiving tenant’s forwarding address, whichever is later; 60 days if there is damage